According to Dave Ramsey, Financial Peace University, which my husband coordinates, I’m a “free spirit” and my husband is a “nerd.” Although, I love finding a “great deal”; he loves the number’s game. We really work great together in this respect.
Due to reasons totally out of my control and desire, I became our MOPs’ (Mothers of Preschoolers) finance coordinator. Basically, I had to do the budget. With the sweet help of my husband, it worked. I was telling a dear friend of mine, that I was no longer a Budget Virgin.
The marriage of the MOPs budget and me was one of the most exhilarating experiences of my life. Okay, now who is the nerd? I will tell you a secret, it was soooo easy. I really did not want the job because I felt like numbers and I were constant enemies.
The reason I’d even post something so repelling as the “BUDGET” word is that everyone (whether you make a million a year or minimum wage) should have freedom in this area.
When my honey and I started our own budget, it took about three months to really critique it. It has not been an easy road. We have made a plan and we are sticking to it. We now know where and when our money goes. We have no more “emergencies.”
My fave category of our budget is the BLOW money. You know, the expenses like going to McD’s after a day of shopping at Target. We actually have this BLOW money for things like that. We also set up a dining fund. How cool is that?
Plus, our children will have an understanding that neither one of us had. They will not be able to graduate until they understand the concept of a working livable budget and how to make a tuna fish sandwich. (You know, important things in life.)
If you have no idea where your money goes, get a budget. If you are not making ends meet, get on a budget. If you are charging on a credit card for neccessites, get on a budget. If you are not balancing your checkbook, get on a budget. If you are breathing air, get on a budget!
Try the Gazelle Budget Lite, from Dave Ramsey’s website. It is a good starter budget. Please take a look at his website. It is an invigorating pleasure to have a plan that works.
I pray that this encourages someone today to be free!
You know the song, I am free.I am free to run, I am free to dance, I am free to live for Him, I am Free!